Complete Digital Finance Platform

All Your Financial
Services, One Platform.

From UPI payments and AEPS banking to mATM withdrawals, mobile recharges, CIBIL checks, travel bookings, and instant loans — NeoMoneyPay powers India's retailers and customers with everything in one place.

Explore Services Become a Retailer
UPI Payments AEPS Banking mATM Recharge CIBIL Check Travel Booking Bill Payments Money Transfer Instant Loans
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Every Service You Need

A comprehensive suite of financial services built for retailers, distributors, and customers across India.

Instant Digital
Payments via UPI.

Accept and send money in seconds. Our UPI integration supports all banks and wallets, enabling seamless QR code-based merchant collections with daily auto-settlement.

  • Fastest UPI SetupStart accepting payments in under 3 minutes
  • Easy TrackingReal-time voice and SMS alerts for every transaction
  • Secure & ReliableBank-grade security and highest success rates
  • High Daily LimitsNo more limits capping your daily shop collections
Get Started with UPI
Neo UPI Gateway
NPCI Certified · PCI-DSS Secured
LIVE
₹ 2,340 LAST SETTLEMENT
+₹499 GPay
T+0 Settlement
Secure
0
TRANSACTIONS
99%
SUCCESS RATE
T+0
SETTLEMENT
Payment received · ₹499 via GPay
WORKS WITH GPay PhonePe Paytm BHIM +All Apps
Biometric Banking

Biometric Banking
for Rural India.

Aadhaar Enabled Payment System (AEPS) lets customers perform banking operations using just their fingerprint — no card, no PIN required.

  • Cash WithdrawalCardless cash withdrawals using Aadhaar biometrics
  • Balance EnquiryInstant account balance check without a bank card
  • Mini StatementView last 5 transactions at any AEPS-enabled outlet
  • Aadhaar-to-Aadhaar TransferTransfer funds between Aadhaar-linked accounts instantly
Enable AEPS at Your Shop

Your Shop. Their Bank.

Neo mATM devices let retailers provide full ATM functionality — debit card withdrawals, balance checks, and mini statements — right at the shop counter.

Card-Based Withdrawals

Customers can withdraw cash using their debit/credit cards via EMV chip or magnetic stripe through our certified mATM devices.

EMV & Swipe Ready

Bluetooth Connectivity

Wireless Bluetooth pairing with the NeoMoneyPay app — no complex wiring, instant setup, and real-time transaction sync on your phone.

App Connected

High Earn Per Transaction

Earn attractive commissions on every withdrawal, balance check, and card-swiped transaction processed through your Neo mATM device.

  • ₹15–₹25 per withdrawal
  • Daily settlement to bank

RBI & NPCI Compliant

All mATM devices are L1/L2 certified, PCI-DSS compliant, and fully authorized by NPCI for safe banking operations.

L1-Certified
NEO mATM
READY
● ONLINE
SWIPE CARD HERE
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ACTIVE

Compact, portable Bluetooth mATM device — works everywhere, even with 2G connectivity.

Recharge Anything,
Anywhere, Instantly.

All major mobile operators and DTH services in one place. High success rates, instant activation, and best-in-class commissions for every recharge.

Jio

Prepaid & Postpaid

Airtel

Prepaid & Postpaid

Vi

Prepaid & Postpaid

BSNL

Prepaid & Postpaid

Tata Play

DTH

Dish TV

DTH

Quick Recharge

POPULAR PLANS
₹29928 Days · 2GB/Day
₹59984 Days · 2GB/Day
₹14924 Days · 1GB/Day
₹999365 Days · 2GB/Day
Recharge Now

Know Your
Credit Score Instantly.

Help customers understand their financial health and loan eligibility in seconds. Detailed bureau reports powered by major credit bureaus.

  • Instant Report GenerationFull CIBIL report delivered in under 10 seconds
  • Score AnalysisDetailed breakdown of factors affecting the score
  • Loan Pre-QualificationCheck eligibility before applying for any loan product
  • Retailer EarningsEarn ₹30–₹60 commission on every CIBIL check performed
750
EXCELLENT CREDIT SCORE
300 Poor579669739850 Excellent
98%On-time payments
LowCredit utilization
8 YrsCredit history
2Active accounts

Pay Every Bill,
From One App.

Powered by Bharat BillPay (BBPS) — accept and process utility payments for electricity, water, gas, DTH, broadband, and more with real-time confirmation.

Electricity

All state DISCOMs — UPPCL, MSEDCL, BESCOM & more

Water

Municipal corporation water bills across major cities

Gas / LPG

PNG pipeline bills and LPG cylinder booking payments

DTH / Cable

Tata Play, Dish TV, Airtel DTH, Sun Direct recharges

Broadband

ACT, Airtel, BSNL broadband and fiber bill payments

FASTag

Quick FASTag recharge for hassle-free highway tolls

PAN Card

New PAN applications, corrections, and reprint requests

Insurance EMI

Pay LIC, ICICI Pru, SBI Life premium installments

Book The World. Earn With Every Booking.

Complete travel booking infrastructure — flights, trains, buses, and hotels — all accessible from the NeoMoneyPay retailer app with industry-leading commission rates.

Activate Travel Services

Flight Booking

Domestic & international flights. All major airlines. Lowest fares guaranteed.

IRCTC Trains

Book tatkal and regular train tickets. All classes. Seat availability in real-time.

Bus Tickets

1000+ operators. AC & non-AC buses. All routes across India booked instantly.

Hotel Stays

Budget to luxury stays. 50,000+ hotels. Instant confirmation and best rates.

Quick Credit for Every Need.

Collateral-free personal and business loans with minimal documentation, instant approval, and flexible EMI options — disbursed directly to your bank account.

Personal Loan T1

₹25,000 – ₹1,20,000

Ideal for medical emergencies, household expenses, or minor purchases. Minimal paperwork, instant decision, same-day disbursal.

Personal Loan T2

₹25,000 – ₹2,50,000

For weddings, education, debt consolidation, or travel. Flexible tenures from 6–48 months with competitive interest rates.

Business Loan

₹25,000 – ₹5,50,000

Working capital, inventory purchase, or business expansion. Collateral-free with approval based on transaction history on NeoMoneyPay.

Gold Loan

₹10,000 – ₹10,00,000

Instant liquidity against gold ornaments. Competitive interest rates, secure storage, and minimal documentation with quick disbursal.

Turn Your Shop Into a Bank.

Earn high commissions on AEPS, DMT, Recharge, Bills, CIBIL, and Travel — all from one NeoMoneyPay retailer account.

₹ 0+

Maximum monthly earnings for top-performing retailers

Join the Retailer Program

Live in 4 Simple Steps.

Get started with NeoMoneyPay in minutes — no complex paperwork, no technical expertise required.

1

Register Online

Sign up with your mobile number and complete quick digital KYC in under 5 minutes.

2

Order Hardware

Request mATM or biometric devices from our portal — delivered and configured at your shop.

3

Start Transacting

Go live instantly — AEPS, UPI, recharge, bills, travel — all from one retailer dashboard.

4

Earn Daily

Track commissions in real-time and receive automatic daily settlement to your bank account.